Personal Injury & Wrongful Death

Most people have questions after being involved in an incident resulting in injury. Concern regarding medical bills, lost wages, car repair bills in an automobile accident, and other expenses are common. Additionally, you may be suffering from physical and/or emotional pain.

An experienced attorney can help ease some of the accident-related stress by explaining the process and providing representation in dealing with insurance companies and their attorneys. Our experienced attorneys are known for attention to detail, integrity, accessibility, and a strong commitment to the best interests of our clients. Contact us at 812-238-4000 to schedule a Free Consultation and see how our experience can benefit you.


At Effner Law Firm, there is no charge for a consultation concerning a personal injury and/or death case. Furthermore, we typically accept this type of case on a contingent fee basis. That means we will not charge for our services unless we recover money damages for our client.

If we accept your case, we are paid ONLY if we recover money damages for you, and our attorney fee is based on a percentage of the recovery. You have absolutely nothing to lose by scheduling an appointment with us.

To learn how we can help you, contact us for a FREE consultation.


An insurance company is a business, and like most businesses, insurance companies are "in business" to make money. As such, an agent or representative of an insurance company likely has the best interests of the insurance company in mind. That means they want to pay out as little as possible. The less they pay to you, the more money they keep for the insurance company. That's their job, and unless you have experience in dealing with issues involved in injury cases, the insurance company generally has a distinct advantage in negotiations over people representing themselves.

At Effner Law Firm, our job is to level the playing field and use our experience to help our clients get a fair amount of money for their injuries and damages. As our client, we have your best interests in mind and will focus our efforts on helping you.


The following is a list of guidelines, or tips, you should consider if you are injured in a motor vehicle collision:

  1. Seek An Attorney's Advice as soon as possible. At Effner Law Firm, we would be pleased to schedule an appointment with you at your convenience.
  2. Do Not Admit Responsibility for the accident. Even if you initially believe you may be at fault, investigation may indicate otherwise, and what you say may later be used against you.
  3. Do Not Give A Statement to an agent or representative of the other driver's insurance company or your own insurance company without your attorney's knowledge and consent. You should, of course, comply with the requirements of your own insurance policy, which may require you to notify your insurance company of the incident and provide certain information. If you have questions regarding what information to provide, you should first consult with your attorney.
  4. See Your Doctor as often as necessary and always tell him/her about all your complaints. Do not minimize your ailments. A doctor must know each of your complaints/injuries in order to properly treat you.
  5. Keep Records of lost time and wages; hospital, doctor, prescription and other medical bills; other losses directly resulting from the collision; and your injury complaints and progress. Pay your bills by check and/or obtain and keep receipts.
  6. Do Not Repair Your Vehicle until your attorney has had time to examine it, have it photographed and/or have it examined by an expert, if necessary.
  7. Provide The Name, Address And Telephone Number Of Each Witness of which you are aware to your attorney.
  8. Offenses, Fines Or Disciplinary Actions. Do not appear or give a statement before a traffic court; a coroner's inquest; a railroad investigating agency; a union investigation agency; or any other type of disciplinary board, panel or other proceedings without first notifying your attorney in order that he/she might be with you and represent you at such a hearing. The reason for this is to be sure that you do not prejudice yourself in the personal injury action.
  9. Evidence. Give to your attorney all photographs pertaining to your case which you or any of your friends or relatives have taken. If you are required to be in the hospital and are receiving any type of treatment, like traction or physical therapy, you should notify your attorney so that he/she may have the opportunity to have you photographed. If your injury requires a cast, brace, traction or other appliance, save it and give it to your attorney. Also, you should talk with your attorney about any evidence you have or of which you know the whereabouts that may help to prove your case. Save any physical evidence and discuss it with your lawyer.
  10. Submit Your Hospital And Doctor Bills to your own automobile and/or health insurance carrier for payment and allow your insurance to pay as many medical bills as possible. Please be sure to provide your attorney with copies of all bills.
  11. Sign Nothing until you check with your attorney.

If you have been injured, it is important to seek the assistance of a qualified attorney as soon as possible. Many things need to be done early in the investigation process that can ultimately affect the outcome of the case.

We would welcome the opportunity to sit down and talk with you, face-to-face, about any questions or concerns you may have. Your consultation will be free of charge, and if we accept your case, there will be no attorney fees unless we recover money damages for you. Furthermore, if you are unable to come to our office, we will be happy to schedule an appointment at a time and place convenient to you. Contact us and schedule an appointment today.